Moriah

a deferred annuity.
you’ll make regular payments until a specified date… then you’ll receive a steady income until death.

historically not a great return on your money… usually has an IRR of around 5-6% but varries with carrier.
it satisfies your request that it not be linked to the stock market… the market has no bearing on it… however pay extra attention to the credit rating of the issuer… since you depend on it’s solvency to make payments to you for the next 20 years or more.

Parker

…see if you can get elected to Congress (they have the absolute BEST retirement program on the Planet and the best health care anywhere).

Alison

Basically you have to decide how you want to diversify away from stocks and then find an IRA custodian who will manage your chosen investment for you. There are darn few restrictions on the types of assets that can be held in an IRA. Most collectibles are not allowed, but U.S. gold and silver coins are permitted. You can also own real estate within an IRA, if the IRA is large enough to cover all of the costs of ownership. But be careful not to actually use IRA-owned real estate yourself. That will almost certainly be considered by the IRS to be a distribution and trigger possible taxes and penalties.

Sage

You can put income-producing real estate into an IRA. It’ll have to be a self-directed IRA though… You can hold hedge funds in your IRA, too…

You could try commodities, but they are just as volatile as stocks, so they are best used together with stocks (their correlation with stocks is low), rather than instead of stocks.

You can also keep your stocks, but enhance your risk-return profile with either portfolio insurance (buying out-of-the-money puts) or writing covered calls.

Landon

Try a Precious Metals IRA, or a Self-Directed IRA which allows you to put real-estate in your portfolio.